On-Marketplace, off-Marketplace—what’s the difference?

The health insurance Marketplace is an online tool individuals and businesses can use to shop, compare, and buy health insurance plans. Created by the Affordable Care Act (ACA), Marketplaces began operation on Jan. 1, 2014. They offer a choice of different health plans and provide detailed information to help people better understand their options.

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WPS behind the scenes: How claims are processed

You go to see the doctor. You know how that goes: You check in with the receptionist, who takes your insurance information. You sit in the waiting room for a few minutes. You get called back to an exam room. You visit with the doctor. The doctor tells you what you should do to get or stay healthy. You go home and follow the doctor’s orders.

But wait. Somehow, the doctor has to get paid. That’s where your health insurance comes in.

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mom and baby at doctor's office

Short-term health insurance plans are a safety net when you need coverage

The Open Enrollment Period, when you are allowed to sign up for a health plan, runs from Nov. 1–Dec. 15 each year. Right now it’s February, which is pretty far away from that time frame. So if you didn’t sign up during Open Enrollment, or if you opted out of health coverage for some reason and now find that you need it, what do you do?

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