There’s no doubt about it—health insurance is complicated. With the yearly Open Enrollment Period running right now, it’s time to take stock of your health coverage and think about what health plan you want for next year for yourself and your family.
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The health insurance Marketplace is an online tool individuals and businesses can use to shop, compare, and buy health insurance plans. Created by the Affordable Care Act (ACA), Marketplaces began operation on Jan. 1, 2014. They offer a choice of different health plans and provide detailed information to help people better understand their options.
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You go to see the doctor. You know how that goes: You check in with the receptionist, who takes your insurance information. You sit in the waiting room for a few minutes. You get called back to an exam room. You visit with the doctor. The doctor tells you what you should do to get or stay healthy. You go home and follow the doctor’s orders.
But wait. Somehow, the doctor has to get paid. That’s where your health insurance comes in.
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Which type of health coverage should you choose when you retire? Do you want Original Medicare plus a Medicare supplement insurance plan, or should you replace that with a Medicare Advantage plan? WPS Health Insurance offers some answers.
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A testimonial? What’s that? Well, it’s a fancy word for someone talking about their personal experience with something. In this instance, we’re talking about what our customers and employees say about our company, WPS Health Insurance.
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Whether your business already has a self-funded group health plan or you are considering becoming self-funded, it’s important to consider all the options so you can make the right choice for your company and your employees. Here you’ll find insights and tips that you can use immediately.
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The Open Enrollment Period, when you are allowed to sign up for a health plan, runs from Nov. 1–Dec. 15 each year. Right now it’s February, which is pretty far away from that time frame. So if you didn’t sign up during Open Enrollment, or if you opted out of health coverage for some reason and now find that you need it, what do you do?
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A law passed in 2015 makes some changes to the coverage offered through Medicare supplement insurance plans in 2020 and beyond.
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You have a regular doctor you see for most of your health issues. But every once in a while, something comes up and you have to see a specialist. It’s good to know that getting to see the doctor you want is easier than you might think! With Original Medicare, you don’t need a referral.
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You might have a health plan that covers prescription drugs. But no health plan covers all prescription drugs. So how can you tell if the medication you need is covered? The answer is simple: check the health plan’s formulary.
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If you have a WPS Health Insurance Medicare supplement insurance plan, you probably have access to the Silver&Fit Healthy Aging and Exercise Program.*
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In the past few years, federal regulations regarding short-term health insurance policies have allowed an expansion of that type of plan. The biggest change: increasing the length of coverage allowed under these plans from three months to 364 days.
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